Confused Over Car Insurance

Confused about your car insurance? In a muddle over what you really need? It’s easy to get lost in the maze of facts and figures where car insurance is concerned, but Direct Line is here to help and to explain everything as simply as possible.

First of all, decide what type of car insurance you need. Your two main choices are Third Party Fire & Theft – which covers your car if it’s stolen or damaged by fire. It also covers you if other people make a claim against you for damages to their car. Comprehensive also includes accidental damage to your car and cover for your personal belongings, medical expenses and personal accident cover.

Direct Line offers both Comprehensive and Third Party Fire & Theft insurance plus Third Party Only for claims made against you if you injure someone or cause damage to their property. For details of Third Party Only you can call us.

Some people get confused over what to do if they need to make a claim. With Direct Line the process couldn’t be simpler – you just call our UK-based hotline and a Personal Claims Adviser will take details of the incident (and your crime reference number, if relevant) and you can leave the rest to us. If you prefer, you can also register a Car Insurance claim online.

Direct Line car insurance is now also a good deal better with 95% of our claims agreed over the phone. If your car needs to be repaired, we can handle all the arrangements with one of our recommended repairers and they’ll return the car to you cleaned inside and out. It’s also great value with a range of extra benefits including an accident action pack, 24-hour accident helpline, 24-hour windscreen helpline, windscreen repair (comprehensive only), optional guaranteed hire car or guaranteed hire car plus and optional legal protection to recover any uninsured losses. You can also opt to pay a voluntary excess to help reduce your premium.

Direct Line’s service is aimed at removing all the confusion from car insurance. Find out more and get a quote online now.